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Concerned about the Heartbleed Bug? 



You may have heard about the recent security breach at Target stores. This has affected stores all across the country.  We are currently working with Visa to identify our customers they could be affected. We are contacting the customers that Visa is identifying. We will be closing cards that may be affected by this breach.  If you have any questions about your card, give us a call.

Scam and Fraud Alert

Please be aware of many attempts to take advantage of you and your family. We post some of these in this area and hope you will take time to look thru this information. Please be careful with your confidential financial information, account numbers, social security, etc.

Watch out for a bogus Fed Ex email.  It contains a virus that may infect your computer when you open the email.  If you are not expecting a message from Fed Express, do not attempt to open the email.

Watch out for an email that appears to be from the FBI.  This message has the age old claim that you have one a lottery.  First message appears to be innocent as they are only requesting name, age, occupation.  Follow ups request financial information. While these may sound like obvious attempts to commit fraud. Some people are vulnerable to these attempts.  Please tell your friends and family.

A scam is underway in our area. If you receive calls from the area code 876 hangup. The caller is attempting to get financial information from you. With promises of prize winnings. Customers are notifying us of these calls and we have researched the origin.  We are also reporting the abuse. The calls are originating from Jamaica. The call is most likely fraudulent if you do not know someone in that location.  Target is in most cases directed toward the elderly. Please pass this information on to your family.

For Lost or Stolen Debit Cards Reporting, Please use one of the following numbers;
During business hours call us at 580-228-2326
You may also call 800-523-4175 to report lost or stolen cards.

Notice of Changes In Temporary FDIC Insurance Coverage For Transaction Accounts
* All Funds in a "noninterest bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010 through December 31, 2012. This temporary unlimited coverage is in addition to and separate from the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules. The term "noninterest bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes interest on Lawyers Trust Accounts(IOLTAs). It does not include other accounts such as traditional checking or demand deposits that may earn interest, NOW accounts, and money-market accounts. For more information about temporary FDIC Insurance coverage of transaction accounts visit the FDIC website. A link to their site may be found on our links page.

For Information on our EFT disclosures and Security while using our online Banking system, please go to our links page.
Also watch for important information that we post below.

 We have added a service to monitor for potentially fraudulent transactions using your debit card. You may receive a call asking you to verify if a recent purchase was authorized. The caller will identify themselves as being with First Farmers National Bank and WILL NOT ASK for any personal financial information.  This new service is to monitor for potential fraudulent activity. You will only need to respond if the transaction was or was not authorized. If you receive a call asking for any personal information, account number, full social security number, etc. Hang up and notify us.  Go to our "links" page for additional information.

Round 2 of the online updates is now complete. We have
added text messaging as an alert option. You can now setup multiple alerts for items in your account as well as reminders. Many options are available to you. Look at the lower left corner of the main page and select alerts. You can explore this for now. We will soon have a guide online that will give you further direction.  If you would like to have your secure access code delivered by text message we will need to set that one up for you.

The following Alert was posted several months ago. We believe it is very important and hope you will take the time to read and see how it may impact you.
Be aware of attempts to gain your financial login information. Social Media like Facebook and others are being targeted in order to gain your financial login information. Please see the information we have posted on our "links" page for additional guidance.  The most important thing for users of social media like facebook is to never use the same login credentials (user id and password) for your social media pages as you use for financial systems.  IF you are please take the time to change your password for this online system. You may also contact us to change your User ID.

First Farmers National Bank

Again Rated 5 Stars by the independent agency --Bauer Financial.  Strong and Safe, ready to meet the needs of our Customers.  We want to be your bank.

The Go Local campaign is about doing business locally. Whenever possible, keep your business local. Shopping locally is good for your community and benefits you as well. Banking with a community bank like First Farmers also benefits you.  Better service at Lower costs.  Let us show you how much better banking can be.