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Fee Schedule for Services Available
(Fees subject to change)
Insufficient Funds:
A charge of $12.00 per overdrawn check regardless if it is paid or returned.
Record Searches
$10.00 per hour plus 50 cents per copy if copies are required.
Wire Transfers of Funds
Receiving $5.00 - Sending $15.00
Service Charges on Checking Accounts (DDA)
- Standard Checking Account:
- $500.00 and above - low balance - No Charge
- $400.00 - $499.99 - Charge $5.00
- $300.00 - $399.99 - Charge $6.00
- $Under $300.00 - Charge $7.00
- Low Activity Account (Less than 10 checks per month)
- No charge regardless of balance.
- VIP Club Checking Accounts
- Monthly charge of $6.50 or $7.50 -
depending on which plan is selected.
- If the balance falls below $300 - after 20
free checks a charge of 15 cents per check will be applied.
- NOW Account
- Individual Account
- If the balance falls below $1,500 the service charge will be $8.00. No per check charge.
- Interest is based on the average balance.
- Commercial Account (Corporations are not eligible)
- There will always be a service charge of $7.00 plus a 20 cent per check charge.
- Interest is based on the average balance.
- Regular Business Account:
- One free check for every $20 of the low balance during the month. There is a 20 cent per check charge for each check of the free check limit.
- An additional account maintenance fee of
$5.00 will be charged if over the free check limit.
Closing Accounts
No Charge
Sale of Checks:
- FFNB makes no charge above the printer's fee
for personalized checks.
Stop Payment Fee - Fee is according to the amount of the check.
- $0.00 - $100.00 - Charge of $5.00
- Over $100.00 - Charge of $10.00
Special Statement Made
- Charge of $5.00
Cashing Payroll and Government Checks
- No Charge for account holders.
- For non-account holders - If the bank
determines that it can cash the check the charge will be 50 cents per
$100.00.
Safe Deposit Box Rental:
- $5.00 to $40.00 per year depending on size.
Sale of Personal Money Orders:
- 50 cents for MOs up to $50.00 and $1.00
thereafter.
Sale of Traveler's Checks:
- $1.00 per $100.00
Redemption of US Savings Bonds
No charge.
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service@ffnbank.com