Financial Privacy Notice

At First Farmers National Bank of Waurika, we do everything we can to protect the privacy of consumers and our customers. We place a high priority on ensuring the security and privacy of data pertaining to each consumer. We want you to understand what information we collect and how we use it. The following policy serves as a standard for all First Farmers National Bank employees for collection, use, retention, and security of nonpublic personal information for consumers and those consumers that become our customers.

"Nonpublic personal information" is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history, etc.

First State Bank in Temple Oklahoma is our affiliate.

At First Farmers National Bank we collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications and other forms.
• Information about your transactions with us, our affiliate, or others; and

• Information we receive from a consumer-reporting agency.

We do not use or share personally identifiable medical or health information for any purpose except to provide services you have requested. For example, information provided on an application for credit life or disability insurance.

If you become a former customer of First Farmers National Bank or your account becomes inactive, we will continue to adhere to the privacy policies and practices described in this notice.

We collect only the information necessary to deliver quality products and services to our customers. Only authorized employees have access to customer information. Our employees access information about you only when needed to maintain your accounts or to provide products and services to you. Employees who violate these standards will be subject to disciplinary measures.

We maintain physical, electronic and procedural safeguards to protect your nonpublic personal information.

Every effort is made to ensure our records of your information are complete and correct. If an error is noted on your statement or in any other communication from us, please contact us at the number listed on your account materials as soon as possible.

First Farmers National Bank recognizes and respects your privacy expectations. If you have any questions about our privacy policy or have a question about the privacy of your information, please call us at: